We make it easy
A “lending hand” can make all the difference --- especially from an expert who understands that each customer is an individual. We’re ready to review your personal situation and address your specific needs. We’ll answer your questions, provide information and guide you through the process.

	Contact a First Choice of Maine mortgage consultant to discuss your individual situation by: - Pre-qualifying for a loan online - Calling or e-mailing our local office
	A mortgage consultant will contact you to talk about your current situation and determine your future goals. You can expect to talk about your: estimated market value of your home, your credit history, and the equity you have in your home.
	Based on the information collected and your credit report, your mortgage consultant will give you a proposed interest rate and loan amount that you are likely to qualify for.
	Your mortgage consultant will request certain financial documents (see application checklist for necessary documents) that are necessary to go forward with your loan. Your mortgage consultant will also talk about setting up an appointment for you and a licensed appraiser to meet and assess the value of your home.
	With the application process now complete, you mortgage consultant will notify you when your loan has been approved. At this time an appointment will be made for closing the loan. A closing agent will coordinate and distribute all the paperwork and funds, according to the terms agreed upon.